AI-Powered Financial Coach
Turn Financial Stress Into Daily Progress
Traditional budgeting apps act like report cards - you open them, feel guilty, and promise to “do better next month.” Budget Buddy flips the script. We focus on micro-adjustments that actually help you move closer to your goals.
Bank-level security
2-minute setup
Free forever plan
Your Coach, Your Data, Real Guidance
Chat with your personal coach and use your financial info to get daily support and stay on plan.
Budget Buddy gives you daily direction
Instead of showing you what happened, we tell you what to do today to stay on track with your goals.
Daily Pacing Guidance
Know exactly how much you can spend today while staying on track with your monthly budget and goals.
Personalized Action Plans
Get specific, actionable steps based on your spending patterns, income, and financial goals.
AI-Powered Insights
Our AI learns your habits and provides personalized coaching that adapts to your lifestyle.
Get your personalized financial plan in 4 simple steps
Budget Buddy uses bank-level security to analyze your spending and create a personalized plan that actually works for your lifestyle.
Connect Your Accounts
Securely link your bank accounts through Plaid in under 2 minutes. Your data is encrypted and never shared.
AI Analyzes Your Habits
Our AI studies your spending patterns, income cycles, and financial behavior to understand your unique situation.
Work Towards a Long Term Plan
Receive a customized budget, debt payoff strategy, and savings plan tailored to your goals and timeline.
Stay On Track Daily
Get daily pacing updates, actionable tips, and weekly check-ins to ensure you're always moving toward your goals.
See it in action
Morning Check-in (30 seconds)
Start your day knowing exactly how much you can spend while staying on track.
Real-time Guidance
Get gentle nudges when you're approaching category limits or find great deals.
Weekly Progress Review
2-minute check-ins to celebrate wins and adjust your plan if needed.
Powerful Features That Actually Help
Budget Buddy combines AI intelligence with practical tools to give you the guidance you need, when you need it.
Daily Pacing Dashboard
See exactly where you stand with your budget, like a calorie tracker for money. Know if you're over or under in real-time.
Smart Debt Payoff Plans
Get a personalized debt elimination strategy with projected payoff dates and optimized payment schedules.
Goal-Based Savings
Set savings targets with deadlines and geta balanced plan that doesn't sacrifice your current lifestyle.
AI Money Coach
Chat with your personal AI financial coach anytime. Ask questions, get advice, and receive personalized recommendations.
Weekly Check-ins
Quick 2-minute reviews every week to celebrate progress, identify patterns, and adjust your plan as needed.
Financial Discipline Score
Gamify your financial journey with a score that reflect show well you stick to your goals. Compete with friends and unlock achievements as you build better money habits.
847
Your Score
23
Day Streak
12
Achievements
Your Security is Our Priority
We use the same security standards as major banks to protect your financial data. Your information is encrypted, secure, and never shared.
Bank-Level Security
We use 256-bit SSL encryption and follow the same security protocols as your bank to protect your data.
Read-Only Access
We can only view your transaction data. We cannot move money, make payments, or access your login credentials.
Privacy First
Your data is never sold to third parties. We only use it to provide you with personalized financial guidance.
SOC 2 Type II Compliant
We meet the highest standards for security, availability, and confidentiality of customer data.
Powered by Plaid
We use Plaid, the trusted financial data network used by Venmo, Robinhood, and thousands of other apps.
Data Encryption
256-bit SSL
Access Type
Read-Only
Data Sharing
Never
Compliance
SOC 2 Type II
Your bank credentials are never stored on our servers
Choose Your Plan
Start free and upgrade when you're ready for advanced features. No hidden fees, cancel anytime.
Free
$0/month
Perfect for getting started with budgeting basics
Connect up to 2 bank accounts
Basic spending insights
Monthly budget tracking
1 savings goal
Basic debt tracking
Signup for early access
Pro
$9.99/month
Everything you need for complete financial control
Everything in Free, plus:
Unlimited bank accounts
Daily pacing & guidance
AI money coach chat
Smart debt payoff plans
Unlimited savings goals
Weekly check-ins
Financial discipline score
Signup for early access
Premium
$19.99/month
Advanced features for serious financial optimization
Everything in Pro, plus:
Investment tracking
Advanced tax optimization
Custom financial reports
Priority AI coach support
Family account sharing
Signup for early access
All plans include bank-level security and 24/7 support
Cancel anytime
No hidden fees
iOS & Android apps
Ready to Take Control of Your Financial Future?
Join thousands of people who've already eliminated debt, built emergency funds, and achieved their financial goals with Budget Buddy's AI-powered guidance.
Cancel anytime
No hidden fees
iOS & Android apps